Vacationing can be a great experience, if nothing goes wrong (the key word being ‘if’). Sudden sickness or the dreaded out of town car accident can turn a vacation or visit sour in the blink of an eye.
Las Vegas sees its share of accidents each year and many of those involved in them live somewhere else. It’s not surprising since the city is a tourist mecca. I-15 funnels in streams of traffic from California and McCarran, the city’s airport, is one of the busiest in the US.
You’d be surprised to learn that police don’t respond to all accidents in Las Vegas. If no one is injured in an accident, police are not required to show up. They are too busy enforcing laws to respond to every fender bender. The only exception to this would be if a vehicle must be removed from a roadway or someone involved in an accident won’t exchange their insurance information.
What Options are Available in an Out of Town Car Accident?
Of course, the first thing you’ll want to do after an accident is to make sure everyone’s ok and call for help if they’re not. After that, take as many pictures as you can. If the other driver was at fault, you’ll want to document the accident through your photos. Other things you’ll want to do include safely moving your vehicle and getting information from other vehicles involved.
Lastly, you’ll want to contact your insurance company.
Will insurance cover out of town repair costs?
In most cases, yes. US insurance plans typically cover any accidents that happen in the continental US. Some other policies even cover outside of the US. You’ll want to get a hold of your agent and thoroughly explain all of the details of your accident to them. If you can, it would be a good idea to send them any pictures of the accident that you have as well.
If you believe that the other driver was at fault in the accident, you should contact their insurance carrier as well. You can initiate the claim and relay your Driver Exchange sheet to them.
What can (or will) the auto body repair shop in town do in this scenario?
Most auto repair shops in Scottsdale are more than happy to help with your repairs. Their main goal is to improve the lives of their customers through ensuring that they have a working vehicle. More than most other areas of the country, mechanics depend on the tourism industry for much of their business.
After your accident, your insurance company will recommend a repair shop in the area. You can either choose to go with the one they suggest or choose a different business.
Checklist For Dealing With an Out Of Town Car Accident
- Call 911 if anyone is hurt.
- Document the accident with pictures or video footage.
- Move your vehicle from the road.
- Exchange insurance information with the other driver.
- Get names and phone numbers of any witnesses.
- Contact your insurance carrier and inform them of your accident.
- Contact the insurance of the other driver if they are at fault and start a claim.
- Choose an auto repair shop once you get the ok from your insurance company.
In summary, you may not have any control over an out of town accident that happens to you. By taking action, you can minimize your frustration, though. As you navigate through this process, we can help you with any repairs that you need and help you to get safely home.